Companies with Long Term Care policies

Health & Long Term Care Funding Options

Coverage that depends on age, health and personal preference.
As long as you do not need care yet, there are options.
These are some of the companies we partner with to provide you with coverage.*

Long Term Care Funding Comparison

Long Term Care Insurance & Partnership
Mutual Of Omaha
Mutual of Omaha offers two LTC policies with Partnership in most states.
National Guardian
National Guardian offers Partnership, 10-pay and single pay premiums.
Thrivent Financial
Thrivent Financial offers LTC policies with Partnership in most states.

Life Insurance – Hybrid Policy
State Life/OneAmerica
State Life/OneAmerica: the only joint plan for couples, funded with cash, 1035 or 401k/IRA. Reimbursement
Securian Financial: individual policy, cash benefit.
Nationwide: individual policy, cash benefit.
Lincoln Financial
Lincoln Financial: individual policy. Reimbursement

Life Insurance – Combo Policy
John Hancock
John Hancock: individual policy. Reimbursement
AIG: individual cash benefit policy.
Brighthouse: individual cash benefit policy.

Life Insurance – Chronic Illness Rider
PennMutual: individual policy. Reimbursement
Global Atlantic: individual policy. Reimbursement

Home Care Only
John Hancock
True Freedom: discounted home care only plans. Not insurance. If someone cannot health qualify for any of the above plans. For example, Parkinson's, neuropathy, multiple cancers, alcoholism, etc. Check uninsurable list.

*Complete list of insurance company partners.

The best age to insure: the age your health will still insure you.
The best benefits to get: enough to cover what you cannot afford to pay out of pocket.

Get Quotes


Long Term Care is a family affair.

The majority of caregivers are family members.