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"The good news is that people are living longer,
the bad news is that people are living longer." U.S. Senate Committee on Aging |
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1. American Association for Long-Term Care Insurance, AALTCI Sourcebook.
2. Activities of Daily Living (ADSs) indluce: Bathing, Continence, Dressing, Eating, Toileting and Traferring as defined in the Policy.








